Get the funding you need to win

We specialise in simple, hassle-free business loans to help small businesses thrive

  • Apply online in 10 minutes
  • Decision in as little as 1 hour
  • Borrow £10,000 to £500,000
  • Rates from 4.3% - 12.1% p.a.
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British Business Bank

Funding Circle is accredited by the Government-owned British Business Bank to provide business loans of £25,001 to £350,000 under the Recovery Loan Scheme (RLS). .

Here to support even more businesses through the economic recovery

We’re now accredited to offer loans under the Government’s Recovery Loan Scheme (RLS), as well as our own Funding Circle business loans. So by completing just one simple application, we can find the right loan for your business, on the best possible terms. Applying is quick and simple — check if you’re eligible in 30 seconds and then fill out our 10-minute application form.

You don’t need to spend time providing business plans or forecasts. Our innovative technology and expert team means we can offer you a decision in as little as five hours.

Find out if you’re eligible for the Recovery Loan Scheme here.


Popular reasons to borrow:
  • Working capital
  • Stock and equipment
  • Website and marketing
  • Business growth
  • Fulfill a contract
  • Cover a one-off cost
Powering small businesses with millions every day
For more than 10 years we’ve helped thousands of businesses get the funding they need, and 4 out of 5 would come back to us first over their bank.

How to apply for a business loan

It’s quick and easy to apply for small business finance online and our support team are on hand if you have any questions.

  1. Check if you qualify in 30 seconds

    See if you’re eligible without affecting your credit score.

  2. Apply online in 10 minutes

    Tell us about you and your business with our simple application.

  3. Get your decision

    If approved, you’ll receive a no-obligation, personalised quote.

  4. Your loan is funded

    Once you accept, we run some final checks to process your loan and deposit the money straight into your account.

Apply now

Here to help if you need us

Our UK-based team are here to help throughout your loan.

0800 048 2467

Need help? Call us.


Brilliant service and every step is made to be as easy and straight forward as possible.
Mel, March 2021
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The affordable way to fund your future

We charge a simple one-off fee when you take out your loan and there’s no fee if you want to settle it early. Our rates range from 4.3% to 12.1% per year, find out what your repayments could cost with our business loans calculator.

Learn about our business loans

Very quick and straightforward. They understood my needs and provided a very competitive rate of interest.
Alexander, January 2021
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We’re here to help

Contact our team if you have any questions.

0800 048 2467

Need help? Call us.