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We’re passionate about small businesses

So we’ve built a marketplace to make finance fair, simple and fast

How it works

Fair returns for investors

Lend directly to creditworthy businesses and receive monthly repayments.

UK’s largest marketplace

More than £1 billion lent to businesses by 54,000 investors since 2010.

Fast business finance

Affordable business loans for working capital, expansion and more.

Watch how it works

Together, we’re better

We connect businesses who want to grow with investors who want to lend. By removing the complexity of dealing with other lenders, businesses can access finance in as little as 1 week and investors have the potential to earn better returns by lending to them.

Read more about us

Learn about the


By operating online and using technology to streamline our processes, we’ve made business borrowing simple and fast.

At the same time, we’ve opened up a type of investment that has not been available until now. With thousands of loans at your fingertips, investors can quickly become diversified by lending small amounts to each one. Remember, by lending to businesses your capital is at risk.


  • Apply online in 10 minutes
  • Get a dedicated account manager
  • Access finance in as little as one week


  • Can earn great returns by lending directly to businesses
  • Diversify and lend automatically using Autobid
  • Opportunity to access your money early

What makes us different?

We’re transparent

Open about performance

Our entire performance history is available on our statistics page

We never hide costs or fees

The total price of borrowing or lending is clear and easy to understand

Know where your money is

You will always know where your money comes from, or who it goes to

“It’s a very simple process and within 10 days the money was there.”

Pictured: BloodandSand Ltd took out a business loan of £100,000 so they could refurbish their new bar. 1,315 investors lent to them on the marketplace.

Read Rufus’ story

If you’re a

Business owner

Ambitious to grow? Explore how a loan can help you and your business succeed.

If you’re an


Read more about how you can start lending and review the estimated returns today.

Get started
Or download our guide to lending Remember, by lending to businesses your capital is at risk.