Coming soon

Spread costs and improve your cash flow with FlexiPay

FlexiPay helps you pay for invoices, buy big ticket items, make other payments and spread the cost over 3 months.

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  • £2,000 to £50,000 credit limit
  • Interest free & no annual charge
  • Apply online in minutes
  • Get an instant decision
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A buy now, pay later service to give you more flexibility

We’ll soon be launching FlexiPay, a new service that gives you the freedom to negotiate with suppliers, spread quarterly costs, buy equipment and more. You only need to apply once and, if approved, you’ll have a credit facility of £2,000 to £50,000 for making payments to suppliers.

It is interest free and there are no annual or set up fees and the minimum payment you can make is £100. You just pay a flat 3% fee on each invoice, and you can use it as much or as little as you like.


Always on hand to help your business
  • Negotiate better terms with suppliers
  • Spread quarterly costs
  • Purchase stock or equipment
  • Manage seasonal cash flow
  • Pay suppliers on time
  • Handle unexpected invoices
It helps me pay suppliers on time, keep a good reputation and manage cash flow. I'd be happy to recommend FlexiPay to others.
Carl, August 2021

How it will work

Buy now and pay later with FlexiPay in 4 simple steps.

  1. Complete an online application in 2 minutes

    You don’t need any documents and you’ll get an instant decision.

  2. Your credit facility is ready to use

    You will get a limit of £2,000 to £50,000 to use for making payments.

  3. When you have an invoice to pay, log in and enter the details

    We'll then pay your supplier. Payment is in your company’s name so they’ll think you’ve paid directly.

  4. You then pay us back in 3 equal monthly instalments

    No interest is charged, just a 3% flat fee, and the credit is then available for you to use again.

Over 118,000 businesses have borrowed £13.1 billion through Funding Circle to take their business forward.

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Lent to businesses