Small business loan calculator

Use our business loan calculator below to find out how much you can borrow to take your business to the next level.

  • Apply online in 10 minutes
  • Decision in as little as 1 hour
  • Borrow £10,000 to £500,000
  • Rates from 4.3% - 12.1% p.a.
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British Business Bank

Funding Circle is accredited by the Government-owned British Business Bank to provide business loans of £25,001 to £350,000 under the Recovery Loan Scheme (RLS). .

Calculate how much you could borrow

Calculations are indicative and intended as a guide only. Based on average rate of our lowest risk businesses.

100,000 businesses have financed their goals by borrowing £11.5 billion through Funding Circle.

£11.5 billion
Lent to businesses

Build your future with a business loan

Tired of expensive credit cards and inflexible overdrafts? Consider an affordable business loan to grow your business, buy stock and equipment or boost your cash flow.

Find out how much you could borrow and what your fixed monthly repayments could be by using our business loans calculator. Then complete your application online in just 10 minutes.

All our loans are fixed rate, so you’ll know exactly what’s due each month. Rates range from 4.3% to 12.1% per year, we charge a simple one-off fee when you take out your loan and there’s no fee if you want to settle early.

Great service, and so easy. Such a clever, simple and quick process. Would highly recommend over bank loans.
Sam P, April 2016
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How to apply for a business loan

It’s quick and easy to apply for small business finance online and our support team are on hand if you have any questions.

  1. Check if you qualify in 30 seconds

    See if you’re eligible without affecting your credit score.

  2. Apply online in 10 minutes

    Tell us about you and your business with our simple application.

  3. Get your decision

    If approved, you’ll receive a no-obligation, personalised quote.

  4. Your loan is funded

    Once you accept, we run some final checks to process your loan and deposit the money straight into your account.

Apply now

Here to help if you need us

Our UK-based team are here to help throughout your loan.

0800 048 2467

Need help? Call us.


Brilliant service and every step is made to be as easy and straight forward as possible.
Mel, March 2021
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We’re here to help

Contact our team if you have any questions.

0800 048 2467

Need help? Call us.