Small business loans from £10,000

Fast, affordable small business loans for almost any purpose. Fund your next step today.

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  • Unsecured small business loans
  • Borrow up to £500,000
  • Terms from 6 mths - 5 yrs
  • Decision in as little as 5 hours
  • No fees for full early repayment
British Business Bank

The Government-owned British Business Bank is lending up to £150m to UK small businesses through Funding Circle, alongside thousands of people and other investors.

Small business loans to help you thrive

Small business loans provide a simple, low-cost way to borrow for your business. You can borrow for asset purchase, a specific project or simply for working capital, and you’ll get fixed monthly repayments so you can plan with confidence.

With rates from 1.9% per year, a small business loan can be much more affordable than a business overdraft or credit card. You can also borrow unsecured without putting down property or assets as a security, and there’s no fee if you want to pay off your loan early in one go.


Small business loans for almost any purpose:
  • Boost your cash flow
  • Grow your business
  • Refurbish premises
  • Cover a one-off cost
  • Buy new equipment
  • Hire extra staff

We’ve helped 52,000 established small businesses access finance in the UK, and approve a new loan on average every 5 minutes.

Pete from Hackney Brewery was able to increase his ale production after taking a £30,000 small business loan to buy a new fermenter. Read more.

Apply for a small business loan

We specialise in small business loans, so you can get the funds to take your business forward in just a few days.

  1. Check if you qualify in 30 seconds

    See if you’re eligible without affecting your credit score.

  2. Apply online in 10 minutes

    Tell us about you and your business with our simple form.

  3. Decision in 24 hours

    If approved, you’ll get a personalised quote typically in 24 hours.

  4. Your funds arrive

    Once you accept, you’ll have the money in your account in days.

Check if you qualify

Here to help if you need us

You’ll get a dedicated account manager you can speak to straight away. They’ll answer any questions and guide you through the process. Just call them directly.

0800 048 2467

Need help? Call us.

By far the quickest and easiest small business loans. Professional service and a personal account manager. We will definitely use Funding Circle again.
Spiral Gymnastics Ltd. - Jan 2016
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To help increase stock and upgrade their website, Christine Johnston at The Kite, Surf & SUP Company has taken two small business loans.

City A.M.
Funding Circle has teamed up with insurance giant Aegon in a small business lending partnership.
City A.M. August 2017

We’re here to help

Contact our team if you have any questions.

0800 048 2467

Need help? Call us.