Business loans for limited companies

Simple, flexible and affordable company loans from £10,000 to £500,000

  • Apply online in 10 minutes
  • Decision in as little as 1 hour
  • Borrow £10,000 to £500,000
  • Rates from 2.9% - 12.1% p.a.
British Business Bank

Funding Circle is accredited by the Government-owned British Business Bank to provide business loans of £25,001 to £350,000 under the Recovery Loan Scheme (RLS). .

Straightforward limited company loan

If you’re a limited company, applying for one of our loans is fast and straightforward. There are no business plans or complicated forecasts required — simply fill out our 10-minute online form and you’ll get a decision as quickly as possible.

Benefits of a company loan
  • Simple application process
  • Specialist small business loans
  • Fast decisions
  • Fixed interest rates
  • No early repayment fees
  • Move your company forward

With £167,000 borrowed across 4 company loans, Andy from Teasdale Motorcycles was able to add 10 new staff and triple his turnover. Read more.

How to apply for a business loan

It’s quick and easy to apply for small business finance online and our support team are on hand if you have any questions.

  1. Check if you qualify in 30 seconds

    See if you’re eligible without affecting your credit score.

  2. Apply online in 10 minutes

    Tell us about you and your business with our simple application.

  3. Get your decision

    If approved, you’ll receive a no-obligation, personalised quote.

  4. Your loan is funded

    Once you accept, we run some final checks to process your loan and deposit the money straight into your account.

Apply now

Here to help if you need us

Our UK-based team are here to help throughout your loan.

0800 048 2467

Need help? Call us.

Brilliant service and every step is made to be as easy and straight forward as possible.
Mel, March 2021
Extremely helpful and efficient service, would highly recommend any company to use Funding Circle.
Joanna, February 2021

Laura and Michael at Bellissima Weddings took out a company loan to grow their thriving bridal boutique.

Check your eligibility in 30 seconds with our online form without affecting your credit score.

Frequently asked questions

A company loan is a business loan that is lent to a registered limited company.

Company loans start from £10,000 up to £500,000 and can be used for a wide variety of purposes.

To be eligible to apply for a loan with us, you need to:

  • Have a minimum of 2 years’ trading history

To receive a loan through the Government’s Recovery Loan Scheme (RLS), you’ll also need to meet the scheme’s criteria:

  • Business has been impacted by coronavirus
  • Business is trading in the UK
  • Loan is for business purposes (ie. working capital or investment, and to support trading in the UK)

To help as many businesses as possible, we’ll look at how your business has performed over a longer period of time. So, even if you’ve been negatively impacted by the pandemic, you could still be approved for a loan.

Check if you are eligible for business finance

If you’ve already been refused a business loan there are a few steps you can take before trying to apply for a company loan:

  • Find out why your application was refused
  • Review your business plan and your financials
  • Improve your credit score
  • Address any outstanding debts

You will likely be in a better position to reapply for a limited company loan once you’ve taken these steps.

You’ll get a decision on your company loan in as little as 5 hours. Once you accept your offer and the final checks have been completed, your funds will be paid out typically within 7-14 days.

The Recovery Loan Scheme (RLS) aims to improve the terms on offer to businesses. If we can offer you a Funding Circle business loan for the same amount on similar or better terms without requiring the guarantee provided by the scheme, we will do so. It's important to note that if you are approved for a Recovery loan, the business is required to pay interest and fees from the outset.

The Recovery Loan Scheme is managed by the British Business Bank on behalf of, and with the financial backing of, the Secretary of State for Business, Energy & Industrial Strategy. British Business Bank plc is a development bank wholly owned by HM Government. It is not authorised or regulated by the PRA or the FCA. Visit the British Business Bank website.

118,000 businesses have financed their goals by borrowing £13.1 billion through Funding Circle.

£13.1 billion
Lent to businesses

Related resources

Learn more about your options for small business loans

Business loan calculator

Find out how much a loan could cost with our business loan calculator.

Learn more

Resource centre

Find guides, tips and more in our dedicated resource centre for small business owners.

Learn more

Business loans

Learn what you can borrow for, how to apply and how we’ll help you with a quick decision.

Learn more

How it works

See how our business loans work and how we can help you go further.

Learn more

Recovery Loan Scheme

Apply for the Government's Recovery Loan Scheme

Learn more

Secured or unsecured loans

Understand the difference between the two and find the right option for your business.

Learn more
Funding Circle was the first “marketplace lender” to join the UK’s Coronavirus Business Interruption Loan Scheme
The Financial Times, April 2020
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