Eat, drink & be fully funded with restaurant loans.

Get your personalized rate Pictured: Newton Farms

We know building a business is hard and running a restaurant is a 24/7 job. Funding Circle provides restaurant and bar owners the funding you need to succeed in the ever–competitive hospitality industry. We offer restaurant loans from $25k to $500k with affordable rates and exceptional service, and the application process is fast and easy so you can focus on running your restaurant.

Funding Circle knows the restaurant business can be cutthroat and there are many demands for your attention. We know that it’s essential to have the right restaurant financing whether you’re a bar owner or a cafe owner who wants to:

  • Expand
  • Remodel
  • Upgrade your kitchen equipment
  • Grow your staff
Funding Circle can help you with business financing for your business Click on Apply Now to check your eligibility

What we offer

Rates starting at 4.99%1
Loans from $25K-$500K over 6 months-5 years
A decision in as little as 24 hours after document submission

Get a fast affordable business loan that will allow you to:

Move or expand your space

Move or expand your space

Give your business room to grow with a bigger office, new location, or more warehouse space.
Refinance debt

Refinance debt

Convert high-interest debt into one monthly payment, with no prepayment penalties.

Buy inventory or equipment

Invest in new equipment and fulfill every order through bulk inventory purchases.
Hire more employees

Hire more employees

Take your business to the next level by expanding your team and adding new skill sets.
Move or expand your space

Move or expand your space

Refinance debt

Refinance debt

Buy inventory or equipment

Buy inventory or equipment

Hire more employees

Hire more employees

Success Story

"I would recommend Funding Circle to small businesses that are looking for capital and growing fast at same time. Funding Circle is a good solution when you’re small, in a market that’s full of banks looking for bigger companies to lend to."

- Ryan Gray of Electric Brewing Supply
Loan Details
$2160/mo. for 24 months

A cut above the rest

If you need business funding, this is your place. They were a lifesaver!


No hassle, speedy, great rates and excellent customer service. Definitely recommend!
- Debbie


Thanks to the Funding Circle team for the support. The loan application process was simple to follow and processed quickly. They stepped in to support my business when the banks were useless.
- David

based on reviews

Our quick and easy application

Small Business Loan Eligibility

Apply online

In under 10 minutes

Submit your initial application in just a few clicks.

Small Business Loan Support

Hear from us

Within 1 hour

Your personal account manager is available to help you collect your documentation and answer any questions.

Small Business Loan Decision

Get a decision

in as little as 24 hours

Your underwriter will review your completed application and may call to get to know your business more.

Small Business Loan Funded

You get funded

In as few as 5 days

Once you’ve accepted your offer, you’ll receive the funds within days.

Why Funding Circle

Our U.S. co-founders started Funding Circle because they were small business owners themselves and had experienced first-hand how hard it is to access affordable and transparent financing. When they couldn’t get a loan to grow their small business — despite the company’s great success — they knew something was wrong. The traditional bank loan system was broken. So, they set out to build a better solution for American small business owners.

Visit our Resource Center

Tips and tools for growing your business.

Explore now

Frequently Asked Questions

Are your restaurant loans secured?
Do I need to have collateral, and if so, what would be acceptable collateral for a business loan?
When will you check my credit score?
What will my rate be?
Is there a prepayment penalty?
Is there a daily repayment?
Do you offer business loans for new restaurants or bars?

Have any questions?

Account Manager

Give us a call!

(855) 385-5356

Our dedicated loan specialists are here to help you.

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Download your guide to business loans. See how we compare to other lenders.

1 Rates may vary according to term and overall creditworthiness. To see what rate your business may qualify for, apply today at no obligation.